A river community across from Stuart, settled in 1893
Impact Windows in Rio, FL
Right-sized protection for smaller homes on the north bank of the St. Lucie River.
- Free in-home estimate: every opening measured and its frame and wall type noted
- Written quote listing each opening, product, design pressure and permit line
- Permit, product approval paperwork and inspections handled as part of the job
Protecting a Small House Without Overspending
Rio is one of the smallest places we serve, and impact windows here are usually about getting good protection on a compact house. The community, pronounced locally as "Rye-oh," sits on the north side of the St. Lucie River across from downtown Stuart, bordered by Jensen Beach. It covers less than a square mile, and more than half of that is water. The 2000 census counted 622 housing units and an average household of about two people, which tells you a lot about the homes: modest, often older, and close to the river.
Fewer openings, more choices
A small home has fewer windows, which makes full impact replacement more reachable than owners often expect. A two-bedroom house might have eight or ten windows and one or two doors. With that count, it often makes sense to do the whole house at once and be finished.
If the budget is tighter, there are good middle paths:
- Impact windows on the bedrooms and living areas, storm panels on small bathroom or utility windows
- Accordion shutters on a front porch or Florida room
- An impact entry door paired with panels on the windows until you can replace them
River exposure
With water making up about 58 percent of Rio's area and an elevation around seven feet, many homes here face open water within a block or two. That exposure raises the design pressure a window or door must meet. We rate each opening based on your lot so you are not overbuying for an inland spot or underbuying for a river-facing wall.
Old settlement, older houses
Rio was settled in 1893 and platted as Rio St. Lucie, and its post office opened that year before closing for good in 1927. Homes from many decades sit side by side. On older houses, we expect to find worn bucks, out-of-square openings or old jalousie windows, and we repair and square the opening before setting new units.
Permits
Rio is unincorporated Martin County, so the county's Building Department issues the permit. The county's checklist asks for an application, a window and door schedule, a floor plan and product approvals. We fill out the schedule with each opening's size and type and whether it gets impact glass or a shutter.
Jalousie and awning windows
Some older homes near the river still have jalousie windows, with rows of glass slats that tilt open. They are drafty and offer almost no storm protection. Replacing them with impact single-hungs, casements or awning windows is one of the biggest comfort and safety upgrades you can make in an older Florida house.
Doing the work while you live there
In a small house, every room counts. We usually work through the home in a planned order, removing and installing a few openings at a time so no room is left open overnight. Furniture near each window gets moved and covered, and we clean up as we go. Most owners stay home through the job.
About Rio
- Settled in 1893. Platted as Rio St. Lucie; its post office opened March 24, 1893, was renamed Rio in 1897 and merged into Jensen's in 1927.
- Mostly water. Rio covers 0.90 square miles, of which 0.53 square miles (about 58%) is water, at an elevation of about 7 feet.
- Small population. The 2020 census counted 980 residents; the 2000 census listed 622 housing units and an average household size of 2.08.
- Location. On the north side of the St. Lucie River across from Stuart, bordered by Jensen Beach on the north and east.

Rio Questions
Is it worth doing impact windows on a small, older house?
Often yes, because the window count is low and the protection lasts. If the budget is tight, we can split the job between impact windows and shutters.
Can jalousie windows be replaced with impact units?
Yes. We remove the jalousie frames, prepare the opening and set impact windows in a style you choose, such as single-hung or casement.
Free Estimates in Rio, FL
Count your windows and doors and give us a call. Small homes are usually quick to measure and quote.
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